MyCash Your Way This Holiday

MyCash Your Way This Holiday

Terms and Conditions


Start Date: Thursday, December 1, 2022
End Date: Friday, January 6, 2023


These “MyCash Your Way this Holiday” Promotion (the “Promotion”) Frequently Asked Questions (“FAQs”) and Terms and Conditions (the “Terms”) apply to you and govern your participation in the Promotion for a chance to win cash prizes. You should read these FAQs and Terms carefully before participating in the Promotion.
“We” or “us” means Paymaster (Jamaica) Limited, a company registered under the laws of Jamaica with registered offices at 9 Molynes Road, Kingston 10, Jamaica. References to “we,” “our” and “us” in these Terms also includes our subsidiaries and affiliates (“Affiliates”) from time to time.
“I” or “You” means the person participating in the Promotion (and “my” and “your” shall have the same meaning).
By participating in the Promotion, you agree to be bound by these Terms.
These Terms incorporate the MyCash Terms and Conditions and Privacy Policy which you can access via the MyCash App.
If you do not agree to or accept any of these Terms, you should stop participating in the Promotion immediately.


  1. What is the MyCash Your Way This Holiday Promotion?

This promotion will run for five (5) weeks and will offer MyCash customers a chance to win cash prizes of either JMD 30,000 or JMD 100,000 by conducting a cash-in, cash-out, bill payment, mobile top-up or P2P via the MyCash App. Each transaction of JMD 500 or more including applicable fees or more conducted by the customer on the MyCash App during the promotional period shall give each customer one (1) entry. Customers are automatically entered into the promotion upon completing any transaction of JMD 500/more excluding applicable fees.


  1. What is the promotional period?

    The promotion is valid for the period Thursday, December 1, 2022, 00:01 through to Friday, January 6, 2023, 23:59 (“the Promotional Period”). Paymaster reserves the right to change the Promotional Period at any time upon consultation with and approval by the Betting, Gaming and Lotteries Commission and will notify customers of such changes on the MyCash App.


  1. Who is eligible to enter the promotion?

To be eligible for the Promotion, you must be a MyCash customer who conducts a qualifying activity (as defined in clause 4) during the Promotional Period.

The following customers are excluded from participating in the Promotion:

    1. Employees/families of employees of Paymaster (i.e., immediate family members e.g., Father, Mother, Sister, Brother).
    2. Minors are not eligible to participate in this Promotion.


  1. How does a customer participate in this promotion?
    1. Any MyCash customer who does a cash-in, cash-out, bill payment, top-up or P2P will receive 1 entry for every JMD 500 transacted excluding applicable fees.
    2. Each time a customer transacts JMD 500 excluding applicable fees they will receive one (1) entry into the promotion.
    3. The eligible transactions are below:
Transactions Amount Entries
Cash-IN $500 1
Cash-OUT $500 1
Bill Payment $500 1
Top-Up* $500 1
P2P $500 1
    *Top-up is only available for Digicel customers.


  1. Which Paymaster locations can customers Cash-In/Cash-Out their MyCash mobile wallet?

    Cash-ins & Cash-out may be conducted at the following Paymaster locations:

Branch Name Location Parish
Cross Roads PJL 9 Half Way Tree Road, Cross Road, Kingston 5 Kgn & St. Andrew
Digicel PJL 14 Ocean Boulevard, Kingston Kgn & St. Andrew
Duhaney Park PJL Shop #13, Duhaney Park Plaza, Kingston 20 Kgn & St. Andrew
John R. Wong PJL 1 Tobago Avenue,   Kingston 5 Kgn & St. Andrew
Lee’s Food Fair PJL 86b Red Hills Road, Kingston 10 Kgn & St. Andrew
Loshusan Supermarket Shop #1K5. Barbican Centre, Kingston 8 Kgn & St. Andrew
Sagicor Barbados PJL 28-48 Barbados Avenue, Kingston 5 Kgn & St. Andrew
Sagicor Citi Bank PJL 63 Knutsford Boulevard, Kingston 5 Kgn & St. Andrew
Select Grocers Shop #13, Upper Manor Park Plaza, Constant Spring, Kingston 8 Kgn & St. Andrew
Southdale PJL Shop #9, Southdale Plaza, Kingston 10 Kgn & St. Andrew
Sovereign PJL Shop  2B Sovereign Center, Kingston 6 Kgn & St. Andrew
Super Valu PJL 58 Mannings Hill Rd, Kingston 8 Kgn & St. Andrew
Burke Road S/Fair PJL 2 White Church Street St. Catherine
Linstead  PJL 48a King Street,  Linstead St. Catherine
Portmore Mall S/Fair Shopper’s Fair, Portmore Mall, Portmore St. Catherine
Mandeville PJL Shoppers Fair, 5 1/2 Caledonia Road, Mandeville Manchester
Junction S/Fair PJL Roy’s Plaza, Main Street, Junction St. Elizabeth
Negril PJL Shop #16, Taits Plaza, Negril Square Westmoreland
Ironshore PJL Shop AU6 Whitter Village, 1091 Morgan Road, Ironshore, Montego Bay St. James
Medifair Pharmacy  PJL 24 Market Street, Montego Bay St. James
Sagicor – Montego Bay 17 East Harbour Circle, Montego Bay St. James
Westgate PJL Shop #1A, CarJars Plaza, 36 Mirriam Way, Montego Bay St. James
Duncan’s PJL Kiki Rogue, Main Street, Duncan’s Trelawny
Gayle PJL Main Street, Gayle St. Mary
Happy Konnections Shops CG6 – CG9, Sovereign Village, Greater Portmore P.O. St. Catherine
Greater Portmore PJL Shop #100, Greater Portmore Shopping Centre St. Catherine
Jevon’s Enterprise – Cassia Park Shop #11, 40 Cassia Park Road, Kingston Kgn & St. Andrew
Jevon’s Enterprises – Hendon Shop #13, Hendon Mall. Beckford Street, Savanna-La-Mar Westmoreland
Jevon’s Enterprises Little London Square, Little London P.O. Westmoreland
Sim Suitables Shop 4 & 5, 5 South Street, Old Harbour St. Catherine
Capital Solutions Limited – Portmore Shop #10, 15 West Trade Way, Big Buy Plaza, Portmore St. Catherine
Capital Solutions Limited – Canberra Crescent 14 Canberra Crescent, Suite #3, Fourteen Professional Suites Kgn & St. Andrew
*Jazat Investments Company Limited Shop 12 Sydenham Commercial Complex, Old Harbour Road St. Catherine
Prostreak Enterprise Shop #4, Brown’s Plaza, Main Street, Alexandra St. Ann
Convenient Auto Supplies Limited -Cambridge Cambridge District, Montego Bay St. James
Progressive Directions & Services Main Street, Annotto Bay St. Mary
Progressive Directions & Services 7 Thompson Avenue, Buff Bay Portland
Calden Services Ltd. Malcolm Mount, Main Street, Lucea Hanover
COS Penny Variety Stores White River Main Street, Exchange, Ocho Rios St. Ann
COS Penny Variety Stores – Run-Away-Bay Shop #2 & 3, O.G. Plaza, Run-Away-Bay St. Ann
Fabian Services Limited 11 Mall Road, Kingston 11 Kgn & St. Andrew
Meridian Finance and Corporate Services 14 Dominica Drive, Kingston 5 Kgn & St. Andrew
Meridian Finance and Corporate Services Shop #20 – 21 Ocean Village Plaza, Ocho Rios St. Ann
PAYCS Limited Sunset Plaza, Mount Salem Main Road St. James
Trelawny Coop – Albert Town C.U. Albert Town P.O. Trelawny
Trelawny Coop Falmouth C.U. P.O Box 115 Water Square Trelawny
Unique Car Care, Sports Bar & Grill Limited Orange Bay Hanover
Young’s May Pen 29 Main Street, May Pen Clarendon
Priceless Health & Beauty Supplies Shop #3, 115 Main Street, Santa Cruz St. Elizabeth
Marram Electronics Shop #22, Cedar Crest Plaza, Gregory Park, St. Catherine St. Catherine
D.C. Party Rentals Shop#23, Spanish Town Road, Kingston 11 Kgn & St Andrew



  1. What billers can customers pay using MyCash?

    The current billers are listed below:

Digicel Cable Digiplay Lime (CWJ)
Digicel Flow
Guardian Life Limited Albert Town High School
Sagicor Mortgage Tip Friendly Society
Courts Jamaica Limited Camperdown High School
Caymanas Track Limited Ascot High School
Transport Authority University Hospital Of The West Indies
King Alarm Celebration Brands Limited
Student Loan Bureau Advantage General Insurance
Gallagher Insurance Brokers Jamaica Limited Newport Mills Ltd
Cuna Caribbean Insurance Jamaica Ltd. Housing Agency Of Jamaica Limited
British Caribbean Insurance Company Guardsman Communication Limited
Hawkeye Electronics Security Firm Financials Company Limited
Highway 2000 Genesis Premium Financing
OBF Finance Company Regions Financial Services
Aim Financial Corporation Limited BPM Financial Limited/LPF
Mckoy Cable Television Company Limited Meadows Of Irwin
Commercial Credit Investments Ltd. Berts Auto
Cornwall Communication Ltd Insurance Employees Co. Credit Union
Sagicor Life Of Jamaica Seawind On The Bay
Access Financial Services Limited Wilco Finance Ltd.
Mars Cable Vision National Property & General Insurance Brokers
Island Networks Limited A-1 Towing & Recovery
Combined Communications Limited Auto Smart
Niche Financing Limited Guardian General Insurance
Isp Finance Services Limited Uwi – Open Campus
Singer Ja Optimum Financial Services
Jamaica Cable Vision Mz Holding Ltd T/A Coolbiz
Drax Hall Country Club Sagicor Group Insurance
Brown’s Town Community College Mahoe Gaming Enterprise (Izizzi Lottery)
Excelsior Community College Supreme Route Ltd
G.C Foster College Of Physical Education And Sport Stars Cable Company Ltd.
The Mico University Silver Streak Route Taxi Association
Moneague College Granville Route Taxi Association
Northern Caribbean University Chancellor Insurance Agency Limited
University Of The West Indies General Accident Insurance Co. Ltd.
University Of Technology Jamaica Medical Association Of Ja. Ins. Fund
Caribbean Maritime University Reggae Embassy (Worldwide Reggae Music & Enter.)
Qes 46 Limited/Eh Meth Telecom Atlas Electronic Security Systems
Jamaica Public Service Students Christian Fellowship & Scripture Union
National Water Commission Medical Associates Hospital Limited


  1. Can a customer enter more than once?

    Yes, there is no limit on the number of times that customers can enter the promotion. Weekly entries do not roll over. A MyCash customer cannot win more than once in the promotion during the weekly prizes; for example, if a MyCash customer won in Week 1 they will not be able to win in another week. However, all customers will be eligible to win the grand prizes regardless of whether they won previously.


  1. How will the customer be able to query the number of entries into the promotion?

    Customers can query the number of entries they have accumulated by calling the MyCash support centre at 888-935-2274.


  1. How are the winners selected?

    Weekly winners will be selected at random from the complete listing of eligible customers received up to that week.

    1. Grand Prize winners will be selected at random from the complete listing of eligible customers received during the Promotional Period.
    2. For each draw, a total of eight (8) customers will be selected. The first 4 will be chosen as the winners, and the additional four (4) are the alternate winners if the MyCash representative is unable to make contact with any of the first four (4) customers.
    3. The entries will be collated in Microsoft Excel. Microsoft Excel will run a script which will randomly select the winners from the list of entries.
    4. Paymaster accepts no responsibility for any failure to have participated in the Promotion by the Closing Time, including but not limited to, any delayed activations for any reason.


  1. When will the prize draw be conducted?

    There will be a weekly draw of 4 winners every Friday leading up to the end of the promotion. The final weekly draw will be on the last Friday of the promotion. The grand prize draw will take place the following Monday. All draws will be done at the Paymaster Head Office at 9 Molynes Road, Kingston 10, Jamaica on the specified draw dates at 2PM.

Eligibility Data for Entry Venue for Draw Draw Dates # of Winners
December 1, 2022 – December 8, 2022 Paymaster Jamaica Limited Weekly Friday, December 9, 2022 4
December 9, 2022 – December 15, 2022 Weekly Friday, December 16, 2022 4
December 16, 2022 – December 22, 2022 Weekly Friday, December 23, 2022 4
December 24, 2022 – December 29, 2022 Weekly Friday, December 30, 2022 4
December 30, 2022 – January 5, 2023 Grand Prize Friday, January 9, 2023 4


  1. How will winners be notified?

    When a winner is selected, they will be contacted by a MyCash representative who will call the mobile phone number used by the selected winner to participate in the promotion. Attempts will be made to contact the winner(s) twice daily for one (1) week (Mon – Fri). However, if the MyCash representative is unable to contact the winner within the period specified herein, a backup winner will be contacted in the order of selection.


  1. Can I transfer my prize to another MyCash customer?

    Once a customer is selected as a winner, the prize must be added to the winner’s MyCash wallet. The prizes are not transferable.


  1. How will the prizes be allocated?

    Each of the 4 weekly winners will receive JMD 30,000 to their MyCash wallet. The 4 grand prize winners will each receive JMD 100,000 added to their wallets.


  1. What does the selected Winner need to claim their prize?

    The winner will be contacted on the number used to enter the promotion, they will be required to provide their Government issued ID (national ID, Passport, or driver’s license), after which the prize money will be automatically applied to the winner’s account up to 48 hours after being contacted.


  1. What if the winner does not collect their prize?

    The Winner has seven working days after being contacted to claim their prize, failure to do so will result in a backup winner will be contacted in the order of selection.


  1. How long after being contacted does the customer have to upgrade their account?

    The Winner has seven working days after being contacted to complete the account upgrade process to claim their prize.


  1. Why would the customer need to upgrade their account?
    1. The Basic Wallet allows a maximum of JMD 35,000. When disbursing the funds, If the customer’s wallet has reached the maximum allotted; in order for the prize to be awarded they will be required to Cash-out, transact or upgrade to a MyCash Plus account.
    2. It is mandatory for the grand prize winners to have a MyCash Plus account which allows a maximum of JMD 250,000. This will allow them to receive their cash prize of JMD 100,000.


Additional Terms and Conditions
  1. This Promotion is offered for your personal use and not for commercial use and you agree not to sell any rewards redeemed through this Promotion.
  2. We reserve the right to disqualify you or terminate (upon consultation and approval of the Betting, Gaming and Lotteries Commission) this offer if, in our opinion, the Promotion is being abused, such abuse to include but not be limited to selling or attempts to sell the prizes, whether on a commercial basis or otherwise, general abuse deemed as an attempt to undermine the integrity of our services.
  3. To participate in this promotion customers can have either a smartphone or feature phone – Android (version 6 or higher) or iOS (version 13 or higher) with their MyCash App downloaded on their device or access the service via USSD (*172# for Digicel customers only) for the duration of the Promotional Period.
  4. The selected winners will be required to upgrade to the MyCash Plus account to ensure they can accommodate the amount of funds.
  5. The selected winners must have complied with these Terms and Conditions to enter.
  6. We reserve the right to modify or discontinue (permanently or temporarily), this Promotion being offered to you upon consultation with and approval by the Betting, Gaming and Lotteries Commission.
  7. We reserve the right to, at any time, with or without notice, vary or cancel the terms and conditions of this Promotion upon consultation with and approval by the Betting, Gaming and Lotteries Commission. In the event of us giving notice to you of any such changes to or cancellation of the Promotion, it shall suffice for us to give you notice via messages to your handset/device or to post such notification on the Paymaster website or the MyCash App. Any such notification shall be effective immediately or as of the date referred to in such notifications.
  8. Any personal data relating to participants will be used solely for the purposes of this promotion by Paymaster and/or by any agent appointed by it to assist with running the promotion on behalf of the Paymaster and will not be disclosed to a third party for any other purpose without the individual’s prior consent. By entering this Promotion, you consent to the use of your personal data by Paymaster and/or any agent appointed by it to assist with running the promotion for the purposes of administration of the promotion (including publishing your full name and county and/or disclosing it to third parties on request if you are the winner) and any other purposes to which you have consented. To see our privacy policy visit:
  9. Winners may be required to take part in related publicity, including (without limitation) publication of the name and image of a promotion winner along with their winning entry via Paymaster’s website, social media and other press and media channels. No additional payment will be given for this.
  10. In addition to these Terms and Conditions, you remain bound by our MyCash App Terms and Conditions of Use.
  11. Paymaster shall not be held liable for any manufacturer’s defect associated with the prizes, nor shall it provide any warranty for the said prizes. The Winner shall be bound by any manufacturer-imposed terms and conditions.
  12. Authorized under section 58 (3) of the Betting, Gaming and Lotteries Act.